Alfa Romeo Giulia Forum banner

Status
Not open for further replies.
61 - 80 of 88 Posts

·
Registered
2020 Alfa Romeo Giulia Sport Ti AWD
Joined
·
6,421 Posts
Yeah, but did their insurance require a tracker? And did they decelerate too hard?
Tracked all the way (not surprising, given the $2 billion investment), and peak deceleration about 10g. Too hard for our Giulias.
 

·
Registered
Joined
·
805 Posts
Discussion Starter #63
I’m with progressive and they told me to put the snapshot in the car as well. I told them no because the car manual says not to plug any of those tracker things in I told them I’m not going to go against Alfa or their recommendation for warranty. I had snapshot on my dart and got dinged Daily. I got a %18 discount. Then got to remove it. And within no time the rates just keep going up a few dollars till it was right back to normal. I know their snapshot won’t hurt anything but I refuse to plug it in anyways. They will always find ways to rip us off and we save nothing
Progressives Snapshot is an App nowadays not a plug-in OBDII device. I'm pretty much sick of the App though and might call and see what my rate will be without it.
 

·
Registered
Joined
·
6,894 Posts
Funny thing:
I live in that "horrible" State of California and you know what? Snapshot is banned by state regulators.
 

·
Registered
Joined
·
805 Posts
Discussion Starter #65
Insurance companies should be more interested in total mileage over time, assuming that the more you are in your car, the more likely an accident could happen. Due to working from home since early March 2020 and then my job evaporating in June (I decided to retire at that point), I've clocked exactly 3,474 miles since March 3, 2020! I would think that reduced my chances of an accident far more that "fast acceleration" or "hard braking" ever could. In fact, I'm of the opinion that both of these "criminal" events can lead to unsafe driving, especially as I find myself trying not to brake too hard when some clown does something dumb in front of me, or the lights change and I decide to keep going versus stop quickly.
 
  • Like
Reactions: maddmike

·
Registered
Joined
·
182 Posts
As pointed out in these posts, tracking can cause dangerous driving by not accelerating vigorously when you should and not braking hard enough i(including timely braking). Over time, the insurance companies should have enough data to adjust their algorithms to actually reward safe driving, rather than, potentially, reward bad (overly cautious) driving. However, I doubt that any algorithm will be able to adjust for the capabilities of the particular car and its driver. I have ridden with very cautious and slow drivers and been nervous that they will have an accident. I would not voluntarily, allow anyone to track my driving.
 

·
Registered
Joined
·
270 Posts
Funny thing:
I live in that "horrible" State of California and you know what? Snapshot is banned by state regulators.
Most of your so-called liberal/progressive states tend to be more protective of consumers vs. businesses. I would be curious how the ban on electronic monitoring affects your insurance rates.
 

·
Registered
Joined
·
270 Posts
Insurance companies should be more interested in total mileage over time, assuming that the more you are in your car, the more likely an accident could happen. Due to working from home since early March 2020 and then my job evaporating in June (I decided to retire at that point), I've clocked exactly 3,474 miles since March 3, 2020!
Most insurance companies give substantial discounts to retired folks. Are you an AARP member? You might see what is available through them. And I've seen an ad for at least one company (Allstate?) that lets you pay by the mile...
 

·
Registered
Joined
·
1,656 Posts
Authoritarian, Despotic, Oligarchy, Fascist -are more appropriate descriptions of regimes that typify "management" of their people.
The word "appropriate" does not apply to regimes that slaughter millions of people, which all those regimes I mentioned did.

:LOL:

We are taking about insurance here. Please try not to add your personal take on politics and misunderstanding of socialism. I'm so tired of the "cancel culture I'm a victim for being ignorant" trope.

By the way, the Nazis killed all the socialist and only kept the party name (see Night of the Long Knives or Nacht der langen Messer.)
We were talking about tracking and monitoring by installing a device in a car for that purpose.

I do not misunderstand socialism. If you know anything about history, socialism favors the brutal and ruthless who will kill anyone in their way. Marxism and socialism go hand in hand. It's extremely naive to think that these type of people neatly separate things. They do not. The National Socialist Party (Nazis) killed anyone they deemed were in their way of taking over. The Marxists in Russia killed the royal family and anyone in their way to establishing the Union of Soviet Socialist Republic (USSR). Castro and Gueverra did the same thing in taking over Cuba. All those regimes continued the killing for years, as they began tracking and monitoring anyone they even suspected might oppose them in any way. That can (and did) include killing members of their own ranks who weren't as brutal or ruthless as the ones who took over were. They have no problem killing the socialist idealists who think that socialism is a wonderful system; especially if those idealists are opposed to the brute force method of taking over, ruling and reigning. The fluffed up ideal never actually happens or works, because it's always co-opted by the brutal and ruthless.

I'm so tired of the faux-intellectuals who are nothing more than sock puppets of ideologies being pushed by types of people they don't recognize because of their ignorance of history. If what you know about the past was told to you by a university or the media, then you have no idea what actually took place. There's a reason why millions risked their lives escaping socialist Germany, socialist Russia, and socialist Cuba. Talk to the people who escaped from socialist run societies and they'll explain how it actually works in real life. They'll happily correct any faux-intellectual misunderstandings of real socialism.

However things were in the past here, that's changed suddenly as of the past year. The cancel culture is displaying and demonstrating a type of power we haven't seen since McCarthyism. Things that were intended to be benevolent, are now being bent towards attitudes and behaviors that strongly resemble the cultural changes that took place in both Russia and Germany before Marxist/socialist/fascists took over. It's not something to dismiss or ignore with the trendy faux-intellectualism of today with it's 'tropes', 'laws' (Godwin's), etc., used to dismiss any kind of opposition. Everything is up for grabs right now, and that's not good.

I worked for them for years, I ran their financial systems, I built predictive models for them, and ran the simulations they use based on the data they can get. There are plenty of cost concerns. You can believe whatever you'd like but that is the truth.
Oh I believe you because that's the way it used to be, but things have changed. The way things work can change quickly, depending on who owns what. You're talking about a system run by business people, not ideologues. If the people who own and control the media, social media, communications and other technologies, and demonstrated their enormous power to be able to brute-force the election results they wanted regardless of what actually happened start buying up other industries like insurance, etc., well then; the way things were will be over. The only way to stop that is by being able to recognize what's happening because you've learned from the mistakes societies of the past made. If we don't, government of the people, by the people, and for the people is over. It will be replaced by the age-old system of government of the rich and powerful, by the rich and powerful, and for the rich and powerful.

A sure sign of the pregnancy of such a malignancy, is when any objections are cancelled.
 

·
Registered
Joined
·
72 Posts
The word "appropriate" does not apply to regimes that slaughter millions of people, which all those regimes I mentioned did.



We were talking about tracking and monitoring by installing a device in a car for that purpose.

I do not misunderstand socialism. If you know anything about history, socialism favors the brutal and ruthless who will kill anyone in their way. Marxism and socialism go hand in hand. It's extremely naive to think that these type of people neatly separate things. They do not. The National Socialist Party (Nazis) killed anyone they deemed were in their way of taking over. The Marxists in Russia killed the royal family and anyone in their way to establishing the Union of Soviet Socialist Republic (USSR). Castro and Gueverra did the same thing in taking over Cuba. All those regimes continued the killing for years, as they began tracking and monitoring anyone they even suspected might oppose them in any way. That can (and did) include killing members of their own ranks who weren't as brutal or ruthless as the ones who took over were. They have no problem killing the socialist idealists who think that socialism is a wonderful system; especially if those idealists are opposed to the brute force method of taking over, ruling and reigning. The fluffed up ideal never actually happens or works, because it's always co-opted by the brutal and ruthless.

I'm so tired of the faux-intellectuals who are nothing more than sock puppets of ideologies being pushed by types of people they don't recognize because of their ignorance of history. If what you know about the past was told to you by a university or the media, then you have no idea what actually took place. There's a reason why millions risked their lives escaping socialist Germany, socialist Russia, and socialist Cuba. Talk to the people who escaped from socialist run societies and they'll explain how it actually works in real life. They'll happily correct any faux-intellectual misunderstandings of real socialism.

However things were in the past here, that's changed suddenly as of the past year. The cancel culture is displaying and demonstrating a type of power we haven't seen since McCarthyism. Things that were intended to be benevolent, are now being bent towards attitudes and behaviors that strongly resemble the cultural changes that took place in both Russia and Germany before Marxist/socialist/fascists took over. It's not something to dismiss or ignore with the trendy faux-intellectualism of today with it's 'tropes', 'laws' (Godwin's), etc., used to dismiss any kind of opposition. Everything is up for grabs right now, and that's not good.



Oh I believe you because that's the way it used to be, but things have changed. The way things work can change quickly, depending on who owns what. You're talking about a system run by business people, not ideologues. If the people who own and control the media, social media, communications and other technologies, and demonstrated their enormous power to be able to brute-force the election results they wanted regardless of what actually happened start buying up other industries like insurance, etc., well then; the way things were will be over. The only way to stop that is by being able to recognize what's happening because you've learned from the mistakes societies of the past made. If we don't, government of the people, by the people, and for the people is over. It will be replaced by the age-old system of government of the rich and powerful, by the rich and powerful, and for the rich and powerful.

A sure sign of the pregnancy of such a malignancy, is when any objections are cancelled.
108167
 

·
Registered
Joined
·
6,894 Posts
Most of your so-called liberal/progressive states tend to be more protective of consumers vs. businesses. I would be curious how the ban on electronic monitoring affects your insurance rates.
Rates in California vary by location. LA area rates are very high, Bridgeport area rates not so much (IIRC, less than 1/2 of the LA area rate). With further complications because of driver history, vehicle type, and driver age it gets really hard to compare.
 

·
Registered
2020 Alfa Romeo Giulia Sport Ti AWD
Joined
·
6,421 Posts
Wow, lots of good stuff here. Reminds me of conversations I had in college. Conversations that, sadly, would be all but impossible today. Hanging around exclusively with like-minded people is boring, and I don't need my viewpoints reinforced.

Insurance companies should be more interested in total mileage over time, assuming that the more you are in your car, the more likely an accident could happen. Due to working from home since early March 2020 and then my job evaporating in June (I decided to retire at that point), I've clocked exactly 3,474 miles since March 3, 2020! I would think that reduced my chances of an accident far more that "fast acceleration" or "hard braking" ever could. In fact, I'm of the opinion that both of these "criminal" events can lead to unsafe driving, especially as I find myself trying not to brake too hard when some clown does something dumb in front of me, or the lights change and I decide to keep going versus stop quickly.
That's probably about my mileage total (split between all the family cars, so nowhere near as precise) during the same period. Not commuting has changed my approach to driving. While I always looked for opportunities to have some fun, I rarely felt the urge to take a joyride. Maybe getting the Spider had something to do with it, too.
 

·
Registered
2018 Giulia Quattroformaggio, 2020 Stelvio TI Sport
Joined
·
622 Posts
The word "appropriate" does not apply to regimes that slaughter millions of people, which all those regimes I mentioned did.
C'mon, dude. I said the "DESCRIPTIONS" are appropriate, not the regimes. Seriously.
 

·
Registered
2018 Vulcano Black Giulia Quadrifoglio
Joined
·
2,927 Posts
Progressives Snapshot is an App nowadays not a plug-in OBDII device. I'm pretty much sick of the App though and might call and see what my rate will be without it.
Install the app on a different device and leave it at home? This way you get the discount without the tracking
 
  • Like
Reactions: Polewop and lockem

·
Registered
Joined
·
480 Posts
I reckon the biggest threat to society today is paranoia - like it has been since the dawn of time. People afraid of other cultures, races, ideas, and any form of government different from their own. Much of Europe has socialistic policies that tend to work well (Iceland, Sweden, Finland, France, etc) Many republics have policies that don’t work well. IMO I find the rise of populist ideas more terrifying than universal healthcare but each to their own.
 

·
Registered
Joined
·
72 Posts
Install the app on a different device and leave it at home? This way you get the discount without the tracking
With the state farm app and Puck, you input mileage of the vehicle when you sign up.
It tracks to make sure the mileage matches the vehicle.
I set my daughter up with it. At 17 years old, her insurance rates are up there. If she can save up to 30 %, that would be about $300 savings every 6 months.
Plus, it keeps her aware of avoiding aggressive driving..
 

·
Registered
2018 Vulcano Black Giulia Quadrifoglio
Joined
·
2,927 Posts
With the state farm app and Puck, you input mileage of the vehicle when you sign up.
It tracks to make sure the mileage matches the vehicle.
I set my daughter up with it. At 17 years old, her insurance rates are up there. If she can save up to 30 %, that would be about $300 savings every 6 months.
Plus, it keeps her aware of avoiding aggressive driving..
I figured that would be the case



I can understand why some would do this on a non sports car, but on a car like the giulia, it's a travesty
 
  • Like
Reactions: Il_Conte

·
Registered
Joined
·
270 Posts
With the state farm app and Puck, you input mileage of the vehicle when you sign up.
It tracks to make sure the mileage matches the vehicle.
I set my daughter up with it. At 17 years old, her insurance rates are up there. If she can save up to 30 %, that would be about $300 savings every 6 months.
Plus, it keeps her aware of avoiding aggressive driving..
Tell her to keep her grades up, there's usually a discount for that too.
 

·
Registered
Joined
·
6,894 Posts
I reckon the biggest threat to society today is paranoia - like it has been since the dawn of time. People afraid of other cultures, races, ideas, and any form of government different from their own. Much of Europe has socialistic policies that tend to work well (Iceland, Sweden, Finland, France, etc) Many republics have policies that don’t work well. IMO I find the rise of populist ideas more terrifying than universal healthcare but each to their own.
I politely disagree: lies masquerading as fact are the biggest threat to civilization. It is not just a USA thing.

Within the USA we have this misconception, repeated over and over, that this country is a democracy. The USA is a Republic with some democratic elections, some modified democratic elections, but many appointed officials. We have some laws created by popular vote, some laws created by popular vote of our representatives, but also many (most?) laws created by bureaucracies consisting of appointed officials. We have rules restricting how laws can be created and what laws are reasonable. Some of this is done this way for practical reasons (do you really expect your state senator to draft the vehicle code?) and some of this is done this way to avoid "the tyranny of the majority". For some non-sense reason we keep giving the president more power to rule by decree; typically with substantial bipartisan support.

FWIW: ALL political parties in the USA produce plenty of lies; some produce more than others and not all lies are equally bad. IMO, discussion beyond that does not belong in this forum.
 
  • Like
Reactions: Eagle7
61 - 80 of 88 Posts
Status
Not open for further replies.
Top